Loan approval at the point of sale

On the New challenges in the financial services (Novi izzivi v dejavnosti finančnih storitev) conference which will be held on 13th July 2017 company Gora d.o.o., Ljubljana will present its own solution KredNet which enables the customer being granted the loan at the first visit of the trader shop.

The conference will present development trends in the global payments industry and examples of successful deployments novelties from FINTECH world of new services, in which management of information for a successful business takes a leading role.

The biggest benefit of Gora's solution KredNet is that customer  when acquiring loan is not necessary to visit the provider of loan services (eg. bank) in order to submit documents and sign the contract. At the same time the customer is not necessary to re-visit the merchant to complete his purchase.

KredNet is a web application designed for granting, utilization, monitoring and managing all types of loans. The solution delivers benefits for all stakeholders in the process of granting loan:

  • The provider of loan services (eg. bank, leasing, ...) offers the providers of goods or services (merchant) contemporary design providing loan, which offers customers an improved user experience ie. the granting of loan in their own shop.
  • The provider of goods or services (merchant) can be expected to increase their sales because the service can conclude the sales process in their own shop and thus affect the customer's purchase decision.
  • The merchant that offers such services  can affect the customer for more quick and more often decision to buy, because customer don't have to get out of shop to obtain the loan.

Providers of loan services (eg. bank, leasing company, ...), can upgrade KredNet solution with Gora's solution for managing loan operations, thereby ensuring comprehensive treatment and information to support the realization of individual loan transaction.